Thursday, March 14, 2019
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ow can you work three jobs and still be broke? What have you done with all your money? What about getting a loan from your bank? Questions I'd like to ask my immigrant parent but know better. Every morning at 5:00 am, she leaves for her morning job. She returns at 4;00 pm to cook, clean, and tidy up before heading to her evening job till 11:00 pm. On weekends, she has another gig.

Everyone is your brother or sister. You lend this one $500 and give that one, $1,000. You borrow money for someone you're not even remotely related to. Then, you're forced to repay the loan when they default. There's no limit to what you can do for your non-biological relatives. Where are they now?

And what's the deal with the husband always being right? I know dad has the money mom is asking me to "lend" her. Why can't mom ask her husband for the money?

I AM NOT A BANK. A bank would review your ability to repay the loan, collateral, or even a co-signer. If I'm going to "lend" you money, I deserve to ask the same. At a minimum, draw up an IOU with a clearly spelt out payment plan. Perhaps you need a money management class and not an enabler.

Besides, I have my own life to live. After all, I didn't ask you to have me. And if I'd known you'd come back to ask me for all this stuff, I would have gone on the dole. After all, the state doesn't ask its wards to give back the money it spent on them for 18 years!

It starts with money, then your home, your husband/wife, how you're raising your children. It never ends.

If I say what I think, I'm unfavorably compared to Nigerian kids who are always polite and respectful to their parents. Perhaps, they think these same thoughts.